Best travel credit cards

Chase Ink Business Unlimited Review

Best Business flat rate rewards

on Chase's website

The Chase Ink Business Unlimited card earns unlimited 1.5% cash back.  This simple way to earn makes this a popular card.

It also has a big $750 Cash Back sign-up bonus.

Plus even more value is possible when paired with the Ink Business Preferred and Ink Business Cash cards.

Ink Business Unlimited Benefits

Current welcome offer

Earn $750 Bonus Cash Back after you spend $7,500 on purchases in the first 3 months after account opening.

If you also have an Ink Business Preferred Credit Card or Sapphire Preferred Credit Card you can transfer points from this account to those accounts.  Then the points are worth 25% more when redeemed for travel – and the points can also be transferred to travel partners including United Airlines, Marriott, and Hyatt.

 

Rewards Rate

Earn unlimited 1.5% Cash Back on every purchase with no limits to the amount you can earn.

Again, these points may be transferred to an Ink Business Preferred Credit Card or Sapphire Preferred Credit Card for increased value.

The Chase Ink Business Cash credit card has higher rates in specific categories.  This card gives the highest overall rate for people who prefer to use one card for everything.

 

Travel benefits

Keeping with this card’s straight forward approach the travel benefits are direct to the point.

The card comes with fraud protection and zero responsibility for unauthorized charges.

 

Foreign Transactions Fee

3% of each transaction in U.S. dollars.

 

Annual Fee

No annual fee.

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The Ritz Carlton Reynolds Lake Oconee - stay free with Chase Ink Business Unlimited

Big Sign-up Bonus

The current sign-up bonus for the Chase Ink Business Unlimited card is $750 cash back.  That's a big bonus and getting cash back is the simplest way to redeem.

Rewards - Earning is Simple

The Chase Ink Business Unlimited card keeps earning points simple.  We earn 1.5% cash back on all purchases.

It's that easy.  Simply use the card for all your purchases and earn 1.5%.

Maybe you're the type of person who wants the rewards and doesn't really want to have to think about it.  Just get the card and know it's getting that 1.5% month after month.

You credit card is automatically earning you money without any more effort.

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The Ritz Carlton Laguna Niguel - stay free with Chase Ink Business Unlimited

Chase Ink Business Unlimited - Redeeming Points

The Chase Ink Business Unlimited card keeps it simple to redeem too.

You get 1.5 points for every one dollar in purchases on the card.  The points can be used for a statement credit or cash via direct deposit to your U.S. checking or savings account.  That is simply 1.5% cash back.

The card can also be linked to your Amazon account.  Redeeming in this way gives you 0.8 cents per point.  That's less than the other ways to redeem.  For most people it is better to redeem at the higher rate for cash - and use it to buy on Amazon.

You can also redeem for gift cards and travel booked through the Ultimate Rewards travel portal.  These redemptions are also at one cent per point - giving 1.5% back to you.

It all sounds a bit complex, yet it all washes out to 1.5% back to you.

Sunset Deck

Hyatt Place Dewey Beach - stay free with Chase Ink Business Unlimited

Chase Ink Business Unlimited - Final Thoughts

Ink Business Unlimited

on Chase's website

The Chase Ink Business Unlimited card is the best flat rate rewards card.  It is the simple way to get great rewards from your purchases without thinking about it.

Some people will want to go a step further to get the 25% increase in value on the Ultimate Rewards travel portal and access the Chase travel partners by transferring points.  It is still pretty easy to also get the Chase Ink Business Preferred card to get these features.

And for people who really want to maximize points by category they can also get the Chase Ink Business Cash card.

So there are options in how you use the Chase Ink Business Unlimited.

For some the best option may be to simply use the 1.5% cash back - a great feature of the Chase Ink Business Unlimited card.

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Grand Hyatt Vail - stay free with Chase Ink Business Unlimited

Cards to get with the Ink Business Unlimited

The Ink Business Unlimited card can give even more rewards when used together with other Chase Ink Business cards.

Points can be transferred to the Ink Business Preferred card - where they'll get a 25% increase in value when used on the Unlimited Rewards travel portal.  That 25% increase means we get a boost from 1.5% to 1.875%.

Points in Ink Business Preferred can also be transferred to Chase travel partners.  This opens up ways to get even more value from the points.

And if you already have the Ink Business Preferred, the Ink Business Unlimited gives you 1.5 points on all purchases.  The Ink Business Preferred offers 1 point on all other purchases - so the cards work well together.

 

Now you can also get the Ink Business Cash to fully maximize.  It has 5% cash back at office supply stores, internet, cable, and phone services.  Those points can be transferred to your Ink Business Preferred.

Remember too that the all three of these cards come with big sign-up bonuses.

Ink Business Unlimited

on Chase's website

Ink Business Preferred

on Chase's website

Ink Business Cash

on Chase's website